Cookie Policy
Last Updated: January 2025
We believe in being upfront about how we track website activity. This policy explains what tracking technologies we use on jolteravixo.com, why we use them, and how you can manage your preferences. Think of it as a detailed look under the hood of how our site remembers your choices and improves your experience.
What Are Cookies and Tracking Technologies?
Cookies are small text files that get stored on your device when you visit our website. They're basically tiny notes that help our site remember things about your visit. Some stick around for just one session, others hang out longer.
Beyond traditional cookies, we also use similar technologies like web beacons, pixels, and local storage. All of these help us understand how people interact with our budget review tools and educational resources.
Types of Tracking We Use
Essential Cookies
These are the non-negotiables. They keep our site functioning properly and can't be switched off. Without them, basic features like secure login areas and form submissions wouldn't work. They don't track your browsing behaviour outside our site.
Functional Cookies
These remember your preferences and choices. If you've adjusted settings or selected specific tools within our budget review platform, functional cookies save those preferences so you don't have to start from scratch each visit. They make your experience smoother and more personalised.
Analytical Cookies
We use these to understand which parts of our educational content resonate most with visitors. They tell us things like which budget planning articles get read completely versus which ones people bounce from quickly. This data helps us improve what we offer.
Marketing Cookies
These track your journey across our site to help us show you relevant information about our learning programs. They also help us measure whether our outreach efforts are actually reaching the right people. You can opt out of these through your browser settings.
How Tracking Enhances Your Experience
Here's what this actually means in practice. When you're working through our budget calculator, cookies remember your input so you don't lose progress if you navigate to a different page. They keep you logged into your learning portal between visits.
- Remembering your calculator preferences and saved budget templates
- Tracking which learning modules you've completed in our programs
- Personalising content recommendations based on topics you've shown interest in
- Maintaining your session when you navigate between different tools and resources
- Loading pages faster by storing certain elements locally on your device
- Understanding which educational materials are most helpful so we can create more of what works
The analytical side helps us spot patterns. If everyone's struggling with a particular concept in our financial planning content, we can rewrite it or add more examples. It's ongoing feedback that makes the whole platform better over time.
Managing Your Cookie Preferences
You're in control of what tracking happens on your device. Most browsers let you view, manage, and delete cookies through their settings. Here's how to access those controls in common browsers:
Chrome
Go to Settings → Privacy and Security → Cookies and other site data. You can block all cookies, block third-party cookies, or clear existing ones.
Firefox
Open Settings → Privacy & Security → Cookies and Site Data. Firefox offers enhanced tracking protection that blocks many trackers by default.
Safari
Navigate to Preferences → Privacy. Safari includes intelligent tracking prevention that limits cross-site tracking automatically.
Edge
Access Settings → Cookies and site permissions → Manage and delete cookies. Edge offers three levels of tracking prevention.
Data Retention Periods
Different cookies stick around for different lengths of time. Session cookies disappear when you close your browser. Persistent cookies have set expiration dates. Here's our retention schedule:
| Cookie Type | Duration | Purpose |
|---|---|---|
| Session | Until browser closes | Maintain active browsing session |
| Authentication | 30 days | Keep you logged into learning portal |
| Preferences | 12 months | Remember your settings and choices |
| Analytics | 24 months | Track long-term usage patterns |
| Marketing | 13 months | Measure campaign effectiveness |
You can clear any of these manually through your browser settings at any time. Doing so might reset some of your preferences or log you out of any active sessions.
Third-Party Tracking
Some cookies on our site come from third parties we work with. This includes analytics providers who help us understand site performance and educational content delivery partners. These third parties have their own privacy policies governing how they handle data.
We carefully vet any third-party services we integrate. They're chosen because they help us deliver better educational resources or improve site functionality. But they do collect data according to their own policies, which you should review if you want the full picture.
Our tracking practices comply with Australian Privacy Principles under the Privacy Act 1988. You have the right to access, correct, or request deletion of personal information we collect through cookies. We're transparent about how data collected through our site is used and stored.
Updates to This Policy
Technology changes. Our tools evolve. When we make meaningful changes to how we use tracking technologies, we'll update this policy and note the revision date at the top. If changes are significant, we might notify active users directly.
We recommend checking back periodically, especially if you're particular about privacy settings. The financial education space is shifting toward more interactive tools, which might mean new types of tracking in future updates to our platform.
Questions About Our Cookie Usage?
If something in this policy isn't clear, or you want to know more about specific tracking on our site, get in touch. We're happy to explain the technical details or help you adjust settings.