Budget Review Mastery Program
Learn practical money management skills that actually work. Our eight-week program walks you through the fundamentals of personal budgeting, expense tracking, and building financial awareness—all designed for everyday Australians who want to take control of their finances without overwhelming jargon.
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What You'll Actually Learn
This isn't another course filled with abstract finance theory. We focus on the stuff you'll use every week—setting up tracking systems that don't fall apart after two weeks, understanding where your money really goes, and building habits that stick around.
You'll work through real budgeting scenarios drawn from common Australian household situations. By the end, you'll have your own functioning budget system and the confidence to adjust it when life throws curveballs your way.
Classes run twice weekly for eight weeks, starting September 2025. Sessions are kept small—twelve participants maximum—so everyone gets individual attention when they need it.
Program Modules
Income & Expenses Foundations
Map out your actual cash flow. We'll identify income sources, categorize spending patterns, and spot the expenses that tend to sneak past most tracking systems.
Tracking Systems That Work
Build a monitoring approach that fits your routine. Whether you prefer spreadsheets, apps, or good old paper methods—find what you'll actually maintain long-term.
Variable Expense Management
Handle the costs that change month to month. Learn strategies for seasonal expenses, irregular bills, and those categories that seem impossible to predict accurately.
Building Financial Buffers
Create breathing room in your budget. Practical approaches to setting aside funds for unexpected costs without feeling like you're constantly depriving yourself.
Budget Review Techniques
Develop a monthly review habit that takes minutes, not hours. Learn what metrics actually matter and when to adjust your allocations based on real data.
Long-Term Planning Basics
Connect daily spending decisions to future goals. We'll cover goal-setting that's realistic, timeframe planning, and how to adjust budgets as priorities shift over time.
Your Instructors
Kieran Blackwood
Budget Education Specialist
Kieran spent twelve years helping families restructure their personal finances. He's particularly good at explaining complex money concepts in ways that make immediate sense, and he's known for creating tracking systems people actually use.
Tamsin Veldhuizen
Financial Behaviour Coach
With a background in behavioral economics, Tamsin focuses on the psychology behind spending decisions. She'll help you identify the patterns in your financial choices and build better habits that align with your actual values.
Declan Thorne
Household Finance Consultant
Declan brings practical experience from advising over three hundred Australian households on budget implementation. He specializes in making financial systems work for busy people who don't have hours to spend on money management each week.
Ready to Take Control?
Our next cohort begins in September 2025. Classes meet Tuesday and Thursday evenings from 6:30 to 8:00 PM at our Maroubra location. You'll receive all course materials, access to our budget template library, and ongoing support through our participant forum.